Union Protocol is a peer to peer, crypto-native, permission-less credit primitive. Access to a credit line within the protocol is based on a network of trust in which members who have staked DAI with the protocol can then vouch for other people that they trust, to create the credit line from which the person being vouched for, borrows from. It is open source and you are encouraged to continue to build awesome new things on the protocol.

Union Protocol

A member who has staked DAI with the Union Protocol, received 3 vouches and now holds at least 1 UNION token in their wallet.